Word of the day: the "bezzle."
"At any given time there exists an inventory of undiscovered embezzlement inâ€”or more precisely not inâ€”the countryâ€™s businesses and banks. This inventoryâ€”it should perhaps be called the bezzleâ€”amounts at any moment to millions of dollars."[John Kenneth Galbraith,The Great Crash Of 1929 ]
This dynamic also applies to the recent mortgage crash, Galbraith's point being that it tends to come out during the crash.