Word of the day: the "bezzle."
"At any given time there exists an inventory of undiscovered embezzlement in–or more precisely not in–the country’s businesses and banks. This inventory–it should perhaps be called the bezzle–amounts at any moment to millions of dollars."[John Kenneth Galbraith,The Great Crash Of 1929
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This dynamic also applies to the recent mortgage crash, Galbraith's point being that it tends to come out during the crash.
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