Post By James Fulford on 02/27/2009

Ann Coulter On The Clinton Administration Role In The Mortgage Meltdown

Ann Coulter locates a New York Times story about the roots of the Mortgage Meltdown back during the Clinton Administration:Fannie Mae Eases Credit To Aid Mortgage Lending, [By Steven A. Holmes, Septemb...
Article By Steve Sailer on 02/22/2009

Phil Gramm And The Respectable Right Flinch From Minority Mortgage Meltdown

"He who writes history determines the future".  So said former Senator Phil Gramm [R-TX] at an Ameri...
Article By Steve Sailer on 02/15/2009

The Minority Mortgage Meltdown (cont.): Charting The CRA Crackup

[See also The Minority Mortgage Meltdown (contd.): How The Community Reinvestment Act Fits In ] You've heard over and over about how the 1977 Community Reinvestment Act (CRA) could not bear any blame...
Post By Steve Sailer on 02/10/2009

1990s FHA Mortgage Default Rates By Ethnicity

Thanks to reader Tino, who found this HUD document, here are the mortgage default rates by ethnicity for three vintages of 1990s FHA-insured mortgages. The sample size is 240,901 loans.The Federal Hous...
Article By Steve Sailer on 02/01/2009

The Minority Mortgage Meltdown (contd.): How The Community Reinvestment Act Fits In

The mortgage fiasco devastating America's big banks has many causes, but perhaps the least understood is the complex ...