Post By John Derbyshire on 04/22/2013

As A Dog Returneth To His Vomit...Obama Redoing The Minority Meltdown

As a dog returneth to his vomit. . . so a fool returneth to his folly.Paul Sperry, writing in America’s Newspaper of Record this morning [Re-inflating the bubble, New York Post, Apr. 21, 2013]: Obama h...
Post By Steve Sailer on 04/03/2013

Mortgage Mania: "The Past Is Never Dead. It's Not Even Past."

Lately, I've been posting summaries of academic research into the true nature of the mortgage meltdown of a half decade ago. I realize that sounds like ancient history of no relevance, but from today...
Post By Steve Sailer on 04/03/2013

Bankrupt Stockton: Was The Mortgage Meltdown A Government-Sponsored Affinity Scam?

With the city of Stockton, CA in the news as its municipal bankruptcy winds its way through the courts, I was struck by this San Francisco Federal Reserve Bank paper on the kitchen table dynamics o...
Post By Steve Sailer on 04/02/2013

Minority Mortgage Meltdown in Prince George's County

Since 1975, the federal government has been collecting data to make sure that minorities get enough mortgages, but nobody set up a system to see if minorities were paying back their mortgages. Thus, ...
Post By Steve Sailer on 04/02/2013

Minority Mortgage Meltdown in Atlanta Metropolis

Here's another paper on the role of diversity in the mortgage meltdown: Analyzing Determinants of Foreclosure of Middle-Income Borrowers of Color in the Atlanta, GA Metropolitan Area  Katrin B. A...